Terms of Service

1. Acceptance of Terms

By accessing and using MFPA ("Service"), you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

MFPA is a tool that allows users to upload their Mutual Fund Consolidated Account Statements (CAS) to generate a portfolio analysis. The service calculates metrics like XIRR, absolute returns, and asset allocation based on the data provided in the statement.

3. No Financial Advice

We are not a SEBI registered investment advisor. The reports generated by this tool should not be interpreted as investment advice, solicitation, or a recommendation to buy or sell any mutual funds or securities. You should consult with a qualified financial advisor before making any investment decisions.

4. Accuracy of Data

While we strive to provide accurate analysis:

• We rely on the data provided in your CAS PDF and public NAV data from official sources.
• We cannot guarantee that the parsing of your statement will be error-free, as statement formats can change.
• Calculation of metrics like XIRR involves assumptions and approximations.
• You should verify the numbers with your official AMC or registrar statements.

5. User Responsibilities

You are responsible for:

• Ensuring you have the right to upload the CAS file.
• Protecting your password and financial information.
• Not using the service for any illegal or unauthorized purpose.

6. Limitation of Liability

In no event shall MFPA, its developers, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use the service, or any investment losses incurred based on the data provided.

7. Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice.